Property & Position
Only relevant when this private loan is in 2nd position.
Loan Terms
Private mortgages are calculated as interest-only — no principal amortization during the term.
Fees & LTV Cap
Set by the individual private lender — varies by property type and location. Editable estimate, not a universal rule.
Interest-only monthly payment
$0
Private loan amount$0
This loan's LTV0%
Combined LTV (all registered debt)0%
LTV cap status—
Advance breakdown
Fees are deducted from the loan amount at closing — this is the amount your client actually receives.
Lender fee$0
Broker fee$0
Legal fees$0
Net advance to client$0
Total cost over term
Total interest over term$0
Total fees$0
Total cost of borrowing$0
Effective annualized cost0%
Effective annualized cost is an illustrative blended figure (interest + fees, annualized over the term) — it is not a formal Cost of Borrowing / APR disclosure. Formal disclosure is provided in the lender's commitment documents.
All figures on this page are estimates for discussion purposes only and do not constitute a mortgage commitment, rate guarantee, or legal/financial advice. Private lender terms — rate, fees, LTV caps, and fee treatment — vary by individual lender and deal and are set entirely by that lender's own underwriting policy, not by any government or regulatory table. Confirm all figures with your mortgage broker and the private lender's actual commitment letter before relying on them.